Help & Knowledge

Clear basics on investing and the stock market, plus step-by-step guides to the features of Talantor.

Product

Step-by-step guides to the features of Talantor.

Guides

Import activities via CSV

Import buys, sells and dividends from a CSV file in one go - with a preview, duplicate detection and a limit check.

Basics

What is Talantor? The independent portfolio tracker at a glance

Talantor is the independent portfolio tracker for stocks, ETFs and funds. What the product does, what it deliberately is not, where the data comes from and who is behind it.

Knowledge

Clear basics on investing and the stock market.

Basics

What is a securities account - and which one suits you?

A securities account is essential if you want to invest in stocks, ETFs or bonds. We explain what a securities account is, what you need it for and which one is right for you.

Metrics

Volatility - what the range of fluctuation says about your risk

Volatility measures how strongly the value of your portfolio fluctuates. We explain what lies behind the metric, how Talantor calculates it and how to interpret it.

Metrics

Maximum drawdown - the largest drop from the high

The maximum drawdown shows the largest loss in value from a high to the low point. We explain why the metric makes the risk of loss so tangible.

Metrics

Sharpe ratio - return relative to risk

The Sharpe ratio sets return against fluctuation. We explain what counts as a good value and how Talantor calculates the metric.

Metrics

Sortino ratio - return per downside risk

The Sortino ratio refines the Sharpe ratio by looking only at downside risk. We explain the difference and when each metric is the right one.

Metrics

Diversification - how widely your portfolio is really spread

The effective number of positions shows how many equally sized positions your portfolio is really spread across. We explain why the raw count is deceptive.

Metrics

Beta - how strongly your portfolio swings with the market

Beta measures your portfolio's market sensitivity. We explain what values above and below 1 mean and what Talantor measures against.

Metrics

Correlation - co-movement with the market

Correlation shows how closely your portfolio moves with the overall market. We explain the scale from -1 to +1 and how it differs from beta.

Taxes

Partial exemption (Teilfreistellung) for ETFs - how much income stays tax-free

With equity ETFs, a fixed share of your income stays tax-free - the partial exemption. We explain which rate applies to which type of fund and why your broker takes it into account automatically.

Taxes

Understanding loss offset pots (Verlustverrechnungstöpfe) - stock pot and general pot

You may only offset losses from stock sales against gains on stocks, other losses more broadly. We explain the two loss pots, the loss certificate and what that means for you.

Basics

What is the personal dividend yield (yield on cost)?

The personal dividend yield, also called "yield on cost" (or YoC for short), shows how much dividend your original investment pays out today.